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Using UK credit cards in France

AndyP

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Anyone here intending to use their UK credit card while visiting France, and possibly other countries with the EU should be aware that business have the right to refuse to accept them.

From a french news in english website.
“Since the UK left the EU, the previous caps on cross-border exchange fees no longer apply to UK–EU transactions. Following Brexit, Visa and Mastercard increased their fees on these payments.
This means payments from UK-issued cards can now cost EU businesses more to process than previously.
For small businesses such as cafés and crêperies, these costs matter. They often operate on tight margins so even small differences per transaction can influence which payment methods they accept”.
 
And for anyone getting cash out of an ATM, in any country, when it asks you if you want to use the Bank Rate or the Local Rate, ALWAYS choose the Bank Rate (and it may not be the default option). The local rate can be anything they want it to be.

S
 
And for anyone getting cash out of an ATM, in any country, when it asks you if you want to use the Bank Rate or the Local Rate, ALWAYS choose the Bank Rate (and it may not be the default option). The local rate can be anything they want it to be.

S
We always picked 'local currency' and were charged in Japanese Yen: 7-11 ATM's are considered to be the best place to get yer dosh. Likewise, anything we paid for on a CC was always in JPY - Rob
 
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